Tag Archives: Debt

THE 5 STEPS TO BREAKING BAD SPENDING HABITS

Anyone who has tried to follow a strict, personal budget already knows first-hand what years of behavioral research has proven:  Personal finances are not simply a math problem.  The way we spend our money actually has very little to do … Continue reading

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Am I Bankrupt?

If you’re facing mounds of debt with few assets and poor cash flow,  it’s common for this and other questions to plague your mind.  What if I get behind on payments?  Will I need to file bankruptcy to keep creditors … Continue reading

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Debit vs. Debt

Does it really matter what kind of plastic you use at the check-out counter?  Credit card, debit card, same difference—right? In fact, there’s a huge difference between using your debit card or your credit (debt) card.  Let’s look at three … Continue reading

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Your Million-Dollar Car

From looking at the marketing advertisements on television and in magazines, it would seem that  Having It All means: A big house with a huge yard in a an affluent neighborhood Having the latest and greatest technological gadget Taking vacations … Continue reading

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Need a G.O.O.D. Car?

If you could have any car in the world, what would it be? A posh, cushy, luxury sedan with leather interior? A gas-guzzling, load-hauling SUV? A sleek, aerodynamic sports car? An eco-friendly, compact hybrid?  Photo credit: Flickr user Hugo90 Whatever … Continue reading

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Stop Eating Your Cake!

What does “being wealthy” mean to you? According to pop culture, we associate the wealthy with images of consumption: Having the latest, hottest technological devices The trendiest, brand-name clothes and shoes A big house in an exclusive neighborhood Taking vacations … Continue reading

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Is Your Money Inflatable?

We’ve all heard our parents or grandparents say, “I remember when a coke only cost a nickel,” “When I was your age, gas was 75 cents a gallon,” or “I could buy a day’s-worth of groceries for a dollar!” And … Continue reading

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