Your Treasure Map

Your Treasure Map

From time to time we find ourselves needing (or wanting) a little more money. In addition to working (a sure way to find money), I have found additional ways to find money. Over the past month I have found money in the following four places: Unclaimed Property: I recently saw a story on unclaimed property that was being held by the state. The Unclaimed Property office in Florida maintains a…

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Do You Need Long-Term Income Protection?

Do You Need Long-Term Income Protection?

After you have a plan to handle short-term income disruptions, next you will need to evaluate your financial plan for long-term income disruptions. This long-term income protection can come in the form of long-term disability insurance. Why You Need It The chances of experiencing a disability that lasts at least six months, before you reach retirement age, is 3 in 10. While a 3 in 10, or 30%, chance may sound…

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$234,900 To Raise A Child?

$234,900 To Raise A Child?

As the father of a 10 month old daughter & with baby #2 expected to arrive this February, a recent article headline about the cost to raise a child caught my attention. The article was a summary of a report by the U.S. Department of Agriculture, Center for Nutrition Policy and Promotion, Expenditures on Children by Families – 2011. The report stated that a middle-income family ($59K – $103K) raising…

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How I’m Saving over $20 a Week on Food

Food purchases can be a budget nightmare. Specifically, impulse food purchases can really wreak havoc on your budget. For me, pizza, burgers, and smoothies are three of the foods I consume on a regular basis, so I recently set about reducing how much I spend on my favorite items. How? By planning. Simply planning your meals ahead of time can save you money. How do impulse food purchases cause our…

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Stop Eating Your Cake!

Stop Eating Your Cake!

What does “being wealthy” mean to you? According to pop culture, we associate the wealthy with images of consumption: Having the latest, hottest technological devices The trendiest, brand-name clothes and shoes A big house in an exclusive neighborhood Taking vacations to exotic places A country club membership A new boat A new car That is, after all, how the richest people in America live, right? Wrong. Studies show that the…

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